Source of funds
This money
Where did the specific money being used for gambling or a transaction come from, and how did it reach the operator?
Example
Salary → bank account → gambling deposit
Think about the origin and route of the particular funds.
Back to Verification & Due Diligence
Compare · SOF vs SOW
Source of funds vs source of wealth
The phrases sound similar, but they are not asking the same question. Source of funds follows particular money. Source of wealth looks at the wider financial story behind the person using it.
Source of wealth
The bigger picture
How did the person build the wider assets, income or net worth that sit behind their current financial position?
Example
Career + business + property + investments
Think about whether the overall financial position makes sense in context.
Quick comparison
Which question are they actually asking?
“Show where this £20,000 came from”Source of fundsThe operator is asking about specific money and its origin.
“Explain how your overall assets were accumulated”Source of wealthThe operator is asking about the broader financial history.
“We need both”BothSome higher-risk cases can legitimately involve both questions.
Common misunderstandings
Three answers that do not quite answer the question
It came from my bank
That tells the operator where the money was held. It does not necessarily explain where the money originally came from.
My salary is £X
Income can be part of the picture, but salary alone may not explain a much larger overall level of wealth.
I sent a document
A document helps only if it supports the explanation the operator is trying to verify.